Mortgage Expert In California And Texas

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Borrowers who refinance their home through my assistance will be sharing their experience in my book that I plan to launch in 2019 titled “Mortgage Self Help”. The book is the first step to creating a platform for mortgage borrowers across the globe to reverse the trend where until now debt meant borrowing and paying back the principal sum with interest out of our earnings. The new trend that I would provide to mortgage borrowers globally would be that your debt would earn you MONEY for your living with money being credited to you in your bank account. Not only that, all those borrowers who refinance through my assistance shall be offered equity in the platform I am creating so that you all are owners to the platform just as much as I am and the valuation of the equity will be your bonus because it is not I it is WE who are creating this platform together.

Let’s begin with below:

Up Front Savings $ 4999.99 even before you make your first House Payment after Refinance skipping two months of house payment. Your monthly savings is like an added bonus every month.

 With time borrowers expectation out of refinance has been growing. We all refinance our home with the objective of saving monthly to manage our finances more effectively.

This saving comes to us through refinance where borrowers save a few hundred dollars every month. At the end of the day the savings generate positive cash flow for the borrowers and the borrowers apply these savings to manage their finances better mostly towards repaying debts that they had not planned for.

If you are a borrower who is looking to manage his manage his finances smartly. Community program allows you to skip two months of housing payment. When you do so, you have generated two months of positive cash flow.

Not only that, if the two months of positive cash flow generated is not enough. A borrower can also get $ 2000 cash or 1% of the loan amount whichever is less at the time of closing.

So what we have here is a borrower who is now sitting on two months of house payment that he has skipped plus$ 2000 cash in hand.

All this even before he has made his first house payment after refinance. This is up front and immediate.

The above is not the end. The borrower continues to save every month which is his added bonus for making the effort to refinance.

While all this is happening. The borrower’s application will be considered rate and term because generating positive cash flow as above is not considered cash out refinance. The application documents the effort as rate and term only.

In simple words. If you pursue your application for refinance in January. You skip the payment for February and March and the first payment is due April.

So if I were to assume that your house payment is average $ 1500. Skipping two months means generating cash flow if $ 3000 and add to this another $ 2000. That is like generating cash flow of $ 4999.99 approx which is a very effective way of managing finances.

Every borrower does not have to manage the finances exactly the way I have said. However many borrower do not like to take cash out but are not averse to the idea of generating cash flow as mentioned above to manage their finances.

For more information visit www.affordable-payment.com or call 323-705-3191 if you are a California Mortgage borrower or call 713-538-7095 for Texas borrowers and leave a message if unavailable for immediate revert. You can even e mail at roger@affordable-payment.com